Let's Find Your Perfect Home

Window Shopping & Brainstorming

Start browsing around online. Take a look around online and check out some options. Think about the type of style home you would want whether it is a single-family, condominium, or multi-family.

Think about commute to work, school, etc and what would work best for you as far as location.

There are features that you may want the town or city to have where you will reside, think about those and weigh which ones are more important and the ones that would be nice but perhaps not as important.

Take a note of all of these things and in addition to these make sure you have a clear picture of what you would want the living space to look and feel like.

Get a rough idea of what your budget may look like. Feel free to play around with the mortgage calculator on this website to play with different scenarios.

Pre-Approval Process

Getting pre-approved completes the one-two combination along with finding your realtor. It enables you to truly find out what you can afford for a home.

You will find out what purchase price you can afford, the loan amount, terms, and rate. You can shop around with different lenders to see which one can get you the best rate or you can choose one. It is up to you. You can ask your agent as to what they recommend.

The lender will pull your credit report, review bank statements, tax returns, and any other documentation that they will need in order to paint a clear financial picture in order to determine the approval.

Once this process is done you will be emailed your pre-approval which will last for a certain amount of time. You should be able to get an updated one as needed as you move on to the next process. The search.

Meeting Your Buyer’s Agent

Getting together with your realtor is the time when you have decided to begin your journey. It’s an exciting time as this will be your advisor that guides you and helps you navigate along the entire buying process.

Your agent has a duty to look out for your best interests, equip you with knowledge and amass research on your behalf, and negotiate the best price for you.

There are fiduciary duties which your agent owes to you as you will be their client. If you were to go through a listing agent they do not owe you these same duties.

Try to have some questions for your agent when you meet them. This way you can have a detailed discussion regarding the many goals you may have in buying a new home.

The brainstorming you did before will come in handy as you can let them know what type of home you’re looking for, price range, and which areas you’re interested in moving to. A good agent will have suggestions based on what you tell them.

The Search Begins!

The hunt begins! Your journey in getting out and seeing homes in person has begun. You will be attending open houses, viewing homes with your agent, and sometimes maybe even looking at homes virtually.

On the quest to find the one. You will know when you find the one. It is a feeling like none other and exciting!

A great agent knows when it is the one as well and they will be excited for you when the time comes.

Time to Make an Offer

Ok here we go! Making an offer is the time when you could possibly be finding and securing the one. Your agent will guide you through this process.

In a seller’s market there are many tactics that a savvy agent will make you aware of. Put your best foot forward. If it is meant to be your offer will be accepted and you will move towards the home inspection or purchase and sale.

If for some reason your offer does not get accepted just keep your on trucking along as the right one will stick and it most likely will be better than the one that did not stick.

An experienced and savvy agent will guide you along this process and you will be glad you worked with them throughout this process.

Final Walk-Through

Prior to the close of escrow, we will schedule a final walk-through. We'll go back to the property to confirm that all seller repairs "if any" have been completed and also to make sure the house is in pretty much the same condition as it was when you first made your offer.

CLOSING DAY!

Escrow will have received all the closing funds and will schedule the recording with the county.