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The Buyer's Transaction - Step by Step
Our goal is to help you complete a successful sale at the lowest possible price.
- Provide area market activity reports to help you with your offering price and terms. We will provide you with a list of items needed in order to prepare your offer.
- Maintain clear communication with the clients and provide constant updates and feedback.
- Professionally negotiate the best terms and lowest possible price.
- Assist you in the pre-qualification process
- Personal involvement in every stage of the sale, up through delivery of your keys.
In this section you will find the different steps involved in the purchase of new property.
Step 1: You as the buyer selects a Realtor.
Step 2: You will need to be pre-approved by a direct lender if financing is required.
Step 3: You will tour homes with a Realtor.
Step 4: Once you find a home you will submit your offer along with a pre-approval letter from a direct lender, proof of funds & a copy of the good faith deposit.
Step 5: The seller will either accept or counter your offer.
Step 6: Once your offer is accepted: Escrow will be opened and your deposit check with need to be received by escrow within 3 business days.
Step 7: You will schedule your home inspection, order your appraisal & receive the seller disclosures along with a copy of the preliminary title report. You will need to provide escrow with your home insurance company.
Step 8: You will be working with your lender on the required documents. On day 17 the seller will be requesting that you remove your loan, appraisal & inspection contingencies.
Step 9: Escrow receives your closing & loan documents. They will contact you to setup a time for signing the documents. The loan documents will be sent back to your lender for review.
Step 10: Escrow will provide you with an estimated closing statement which will reflect the amount needed in order to close the escrow.
Step 11: You'll wire or take a cashier's check to escrow for the closing funds. Your lender will fund your loan by sending funds to escrow.
Step 12: Documents are recorded and escrow closes. The Realtor will meet you at his/her office or the property with the keys to your new home or investment property.
Step 13: Once confirmed, escrow will disburse funds and you'll receive your final documents from escrow.
For a sample purchase agreement please email searchsangabrielvalley.com and in the subject line please specify if you would like a short sale, foreclosures, probate or standard sample agreement.
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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.